Terms
These terms cover how you and your group use Saivify. They are written to be read, not skimmed past.
Last updated 17 October 2026
The service
Saivify is a private money hub for families and small groups: you import the statements your bank already exports, snap receipts, tag transactions and project the months ahead.
Saivify never connects to your bank and never moves money. It is a tool for seeing and planning, not a bank, a payment service or financial advice.
Plans and billing
One subscription per group. Members you invite never pay. A group without an active plan is read-only, and a smaller plan makes what is above its limits read-only until you upgrade — nothing is deleted.
- The group owner pays the plan, monthly or yearly, through Stripe. Prices are shown on the pricing page.
- Each plan has a member cap and monthly allowances. An action over an allowance is refused, never charged extra.
- Ownership of a group can be transferred; the subscription moves with it.
Trial
14-day Pro trial on your first group, no card required — then choose Basic, Pro or Family & Groups, or the group becomes read-only with every row kept
The trial applies to the first group you own, not to a group you join. Nothing is charged when it ends: unless someone subscribes to Basic, Pro or Family & Groups, the group becomes read-only, and everything already created stays.
Cancellation
The group owner can cancel at any time from Settings › Billing. The plan stays active until the end of the period already paid, then the group becomes read-only; nothing is deleted.
Cancelling does not delete your data. Deleting a group or your own data is a separate action in Settings.
Your data
Your data stays yours. Each member sees only what is shared with them, and you can export or delete your data yourself at any time.
The privacy page says exactly what we store, what we never ask for and who processes it.
Acceptable use
Use Saivify for your own and your group’s money. Do not:
- enter bank passwords, IBANs or card numbers anywhere in the product;
- upload data about people who have not agreed to share it with your group;
- try to reach another group’s data, or get around plan allowances or rate limits;
- use the agent connection to overload the service or to resell access to it.
We may suspend a group that breaks these rules, and we will tell its owner why.
Contact
Questions about these terms go to our support address.